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White Mountains Insurance Group, Ltd.
WTMFinancial ServicesNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $2.71B | 40.9% | $1.11B | $324.88M | N/A |
| 2027 | $2.98B | 40.9% | $1.22B | $357.36M | $324.88M |
| 2028 | $3.28B | 40.9% | $1.34B | $393.10M | $324.88M |
| 2029 | $3.60B | 40.9% | $1.47B | $432.41M | $324.88M |
| 2030 | $3.96B | 40.9% | $1.62B | $475.65M | $324.88M |
| 2031 | $4.36B | 40.9% | $1.78B | $523.22M | $324.88M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $430.14 | 2025-12-31 |
| EPS growth | +10.0% | Forecast years: 5 |
| Future EPS | $692.74 | EPS × (1 + G)^5 |
| Base P/E | 22 | P/E |
| Future price | $15,240.38 | Future EPS × P/E |
| Fair value today | $9,463.08 | PV @ 10.0% |
| 30% safety price | $6,624.16 | Margin of safety |
| 50% safety price | $4,731.54 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | N/A | N/A | N/A |
| 10.0% | N/A | N/A | N/A |
| 11.0% | N/A | N/A | N/A |