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Valley National Bancorp
VLYFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $3.49B | 17.1% | $597.26M | $342.29M | N/A |
| 2027 | $3.73B | 17.1% | $637.28M | $365.22M | $332.02M |
| 2028 | $3.98B | 17.1% | $679.98M | $389.69M | $322.06M |
| 2029 | $4.24B | 17.1% | $725.54M | $415.80M | $312.40M |
| 2030 | $4.53B | 17.1% | $774.15M | $443.66M | $303.03M |
| 2031 | $4.83B | 17.1% | $826.01M | $473.39M | $293.94M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.01 | 2025-12-31 |
| EPS growth | +45.7% | Forecast years: 5 |
| Future EPS | $6.632 | EPS × (1 + G)^5 |
| Base P/E | 10.9 | P/E |
| Future price | $72.285 | Future EPS × P/E |
| Fair value today | $44.883 | PV @ 10.0% |
| 30% safety price | $31.418 | Margin of safety |
| 50% safety price | $22.442 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $5.595 | $7.045 | $9.023 |
| 10.0% | $4.127 | $5.196 | $6.594 |
| 11.0% | $2.968 | $3.783 | $4.814 |