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UTG, Inc.
UTGNFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $42.35M | 40.3% | $17.07M | -$6.52M | N/A |
| 2027 | $46.58M | 40.3% | $18.77M | -$7.17M | -$6.52M |
| 2028 | $51.24M | 40.3% | $20.65M | -$7.89M | -$6.52M |
| 2029 | $56.36M | 40.3% | $22.71M | -$8.68M | -$6.52M |
| 2030 | $62.00M | 40.3% | $24.99M | -$9.55M | -$6.52M |
| 2031 | $68.20M | 40.3% | $27.48M | -$10.50M | -$6.52M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $5.42 | 2025-12-31 |
| EPS growth | -40.0% | Forecast years: 5 |
| Future EPS | $0.421 | EPS × (1 + G)^5 |
| Base P/E | 10.2 | P/E |
| Future price | $4.299 | Future EPS × P/E |
| Fair value today | $2.669 | PV @ 10.0% |
| 30% safety price | $1.868 | Margin of safety |
| 50% safety price | $1.335 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -$30.211 | -$35.046 | -$41.64 |
| 10.0% | -$25.327 | -$28.892 | -$33.554 |
| 11.0% | -$21.478 | -$24.192 | -$27.63 |