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UnitedHealth Group Incorporated
UNHHealthcareNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $447.57B | 2.7% | $12.08B | $16.11B | N/A |
| 2027 | $478.00B | 2.7% | $12.91B | $17.21B | $15.64B |
| 2028 | $510.51B | 2.7% | $13.78B | $18.38B | $15.19B |
| 2029 | $545.22B | 2.7% | $14.72B | $19.63B | $14.75B |
| 2030 | $582.30B | 2.7% | $15.72B | $20.96B | $14.32B |
| 2031 | $621.89B | 2.7% | $16.79B | $22.39B | $13.90B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $13.23 | 2025-12-31 |
| EPS growth | -15.4% | Forecast years: 5 |
| Future EPS | $5.733 | EPS × (1 + G)^5 |
| Base P/E | 24.9 | P/E |
| Future price | $142.76 | Future EPS × P/E |
| Fair value today | $88.644 | PV @ 10.0% |
| 30% safety price | $62.051 | Margin of safety |
| 50% safety price | $44.322 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $295.83 | $339.10 | $398.09 |
| 10.0% | $252.03 | $283.93 | $325.64 |
| 11.0% | $217.49 | $241.78 | $272.54 |