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United Fire Group, Inc.
UFCSFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $1.39B | 8.5% | $117.85M | $263.42M | N/A |
| 2027 | $1.62B | 8.5% | $137.53M | $307.41M | $279.46M |
| 2028 | $1.89B | 8.5% | $160.49M | $358.75M | $296.48M |
| 2029 | $2.20B | 8.5% | $187.29M | $418.66M | $314.54M |
| 2030 | $2.57B | 8.5% | $218.57M | $488.57M | $333.70M |
| 2031 | $3.00B | 8.5% | $255.07M | $570.16M | $354.03M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $4.48 | 2025-12-31 |
| EPS growth | +60.0% | Forecast years: 5 |
| Future EPS | $46.976 | EPS × (1 + G)^5 |
| Base P/E | 8.1 | P/E |
| Future price | $380.51 | Future EPS × P/E |
| Fair value today | $236.27 | PV @ 10.0% |
| 30% safety price | $165.39 | Margin of safety |
| 50% safety price | $118.13 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $366.33 | $405.41 | $458.70 |
| 10.0% | $327.03 | $355.84 | $393.52 |
| 11.0% | $296.09 | $318.02 | $345.81 |