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Traditions Bancorp, Inc.
TRBKFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $45.99M | 10.7% | $4.92M | $10.39M | N/A |
| 2027 | $50.59M | 10.7% | $5.41M | $11.43M | $10.39M |
| 2028 | $55.65M | 10.7% | $5.95M | $12.58M | $10.39M |
| 2029 | $61.22M | 10.7% | $6.55M | $13.83M | $10.39M |
| 2030 | $67.34M | 10.7% | $7.21M | $15.22M | $10.39M |
| 2031 | $74.07M | 10.7% | $7.93M | $16.74M | $10.39M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.77 | 2023-12-31 |
| EPS growth | -12.3% | Forecast years: 5 |
| Future EPS | $0.918 | EPS × (1 + G)^5 |
| Base P/E | 11 | P/E |
| Future price | $10.101 | Future EPS × P/E |
| Fair value today | $6.272 | PV @ 10.0% |
| 30% safety price | $4.39 | Margin of safety |
| 50% safety price | $3.136 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $96.891 | $110.14 | $128.21 |
| 10.0% | $83.507 | $93.277 | $106.05 |
| 11.0% | $72.957 | $80.396 | $89.819 |