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The Southern Banc Company, Inc.
SRNNFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $12.13M | 7.5% | $910.0K | $1.75M | N/A |
| 2027 | $13.35M | 7.5% | $1.00M | $1.92M | $1.75M |
| 2028 | $14.68M | 7.5% | $1.10M | $2.11M | $1.75M |
| 2029 | $16.15M | 7.5% | $1.21M | $2.33M | $1.75M |
| 2030 | $17.76M | 7.5% | $1.33M | $2.56M | $1.75M |
| 2031 | $19.54M | 7.5% | $1.47M | $2.81M | $1.75M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.20 | 2025-06-30 |
| EPS growth | -40.0% | Forecast years: 5 |
| Future EPS | $0.093 | EPS × (1 + G)^5 |
| Base P/E | 9.7 | P/E |
| Future price | $0.905 | Future EPS × P/E |
| Fair value today | $0.562 | PV @ 10.0% |
| 30% safety price | $0.393 | Margin of safety |
| 50% safety price | $0.281 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $100.25 | $107.26 | $116.80 |
| 10.0% | $93.185 | $98.346 | $105.09 |
| 11.0% | $87.612 | $91.542 | $96.519 |