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Standard Premium Finance Holdings, Inc.
SPFXFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $12.47M | 9.7% | $1.21M | $2.86M | N/A |
| 2027 | $13.72M | 9.7% | $1.33M | $3.14M | $2.86M |
| 2028 | $15.09M | 9.7% | $1.46M | $3.46M | $2.86M |
| 2029 | $16.60M | 9.7% | $1.61M | $3.80M | $2.86M |
| 2030 | $18.26M | 9.7% | $1.77M | $4.18M | $2.86M |
| 2031 | $20.08M | 9.7% | $1.95M | $4.60M | $2.86M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $0.26 | 2025-12-31 |
| EPS growth | +27.6% | Forecast years: 5 |
| Future EPS | $0.879 | EPS × (1 + G)^5 |
| Base P/E | 5.2 | P/E |
| Future price | $4.573 | Future EPS × P/E |
| Fair value today | $2.84 | PV @ 10.0% |
| 30% safety price | $1.988 | Margin of safety |
| 50% safety price | $1.42 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -$2.926 | -$0.70 | $2.337 |
| 10.0% | -$5.175 | -$3.534 | -$1.387 |
| 11.0% | -$6.948 | -$5.698 | -$4.115 |