Financials in USD. Standardized financial statements.
A compact view of how Standard Premium Finance Holdings, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue? | $12.47M | $10.69M | $8.57M | $7.18M | $6.66M | $5.59M | $5.47M | $5.90M |
| Revenue Growth? | +16.6% | +24.7% | +19.4% | +7.8% | +19.2% | +2.2% | -7.2% | 0.0% |
| Cost of Revenue? | $2.02M | $6.60M | $5.54M | $3.94M | $3.38M | $2.78M | $3.14M | $824,466 |
| Gross Profit? | $10.45M | $4.10M | $3.03M | $3.24M | $3.29M | $2.81M | $2.33M | $5.07M |
| Gross Margin? | +83.8% | +38.3% | +35.4% | +45.1% | +49.3% | +50.3% | +42.6% | +86.0% |
| Operating Expenses? | $4.75M | $2.78M | $2.32M | $2.22M | $2.10M | $1.84M | $1.72M | -$2.29M |
| Operating Income? | $5.70M | $1.32M | $712,893 | $1.01M | $1.19M | $977,694 | $616,659 | $127,097 |
| EBITDA? | $5.81M | $1.49M | $867,008 | $1.15M | $1.32M | $1.11M | $764,614 | $3.86M |
| Income Before Tax | $1.59M | $1.32M | $712,893 | $1.01M | $1.19M | $977,694 | $616,659 | $2.91M |
| Income Tax Expense | $378,295 | $340,146 | $180,491 | $206,190 | $310,007 | $290,289 | $122,968 | $2.79M |
| Net Income? | $1.21M | $979,993 | $532,402 | $806,131 | $876,323 | $687,405 | $493,691 | $499,717 |
| EPS? | $0.37 | $0.29 | $0.14 | $0.25 | $0.28 | $0.22 | $0.16 | $0.17 |
| Diluted EPS? | $0.26 | $0.21 | $0.13 | $0.25 | $0.28 | $0.22 | $0.16 | $0.17 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality