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Somerset Trust Holding Company
SOMEFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $152.98M | 16.4% | $25.09M | $7.80M | N/A |
| 2027 | $168.28M | 16.4% | $27.60M | $8.58M | $7.80M |
| 2028 | $185.11M | 16.4% | $30.36M | $9.44M | $7.80M |
| 2029 | $203.62M | 16.4% | $33.39M | $10.38M | $7.80M |
| 2030 | $223.98M | 16.4% | $36.73M | $11.42M | $7.80M |
| 2031 | $246.38M | 16.4% | $40.41M | $12.57M | $7.80M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $9.92 | 2025-12-31 |
| EPS growth | +2.2% | Forecast years: 5 |
| Future EPS | $11.06 | EPS × (1 + G)^5 |
| Base P/E | 6.8 | P/E |
| Future price | $75.21 | Future EPS × P/E |
| Fair value today | $46.699 | PV @ 10.0% |
| 30% safety price | $32.69 | Margin of safety |
| 50% safety price | $23.35 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -$10.711 | -$3.04 | $7.421 |
| 10.0% | -$18.459 | -$12.803 | -$5.407 |
| 11.0% | -$24.566 | -$20.26 | -$14.805 |