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Summit Financial Group, Inc.
SMMFFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $263.33M | 21.0% | $55.30M | $66.62M | N/A |
| 2027 | $274.66M | 21.0% | $57.68M | $69.49M | $63.17M |
| 2028 | $286.47M | 21.0% | $60.16M | $72.48M | $59.90M |
| 2029 | $298.79M | 21.0% | $62.75M | $75.59M | $56.79M |
| 2030 | $311.63M | 21.0% | $65.44M | $78.84M | $53.85M |
| 2031 | $325.03M | 21.0% | $68.26M | $82.23M | $51.06M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $3.81 | 2023-12-31 |
| EPS growth | -6.8% | Forecast years: 5 |
| Future EPS | $2.679 | EPS × (1 + G)^5 |
| Base P/E | 7.9 | P/E |
| Future price | $21.166 | Future EPS × P/E |
| Fair value today | $13.142 | PV @ 10.0% |
| 30% safety price | $9.20 | Margin of safety |
| 50% safety price | $6.571 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $32.892 | $39.935 | $49.541 |
| 10.0% | $25.746 | $30.939 | $37.73 |
| 11.0% | $20.107 | $24.062 | $29.07 |