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Southern Community Bancshares, Inc.
SCBSFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $5.97M | 11.1% | $662.8K | $2.60M | N/A |
| 2027 | $6.57M | 11.1% | $729.1K | $2.86M | $2.60M |
| 2028 | $7.22M | 11.1% | $802.0K | $3.15M | $2.60M |
| 2029 | $7.95M | 11.1% | $882.2K | $3.47M | $2.60M |
| 2030 | $8.74M | 11.1% | $970.4K | $3.81M | $2.60M |
| 2031 | $9.62M | 11.1% | $1.07M | $4.19M | $2.60M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.37 | 2024-12-31 |
| EPS growth | +14.2% | Forecast years: 5 |
| Future EPS | $2.661 | EPS × (1 + G)^5 |
| Base P/E | 14.2 | P/E |
| Future price | $37.787 | Future EPS × P/E |
| Fair value today | $23.463 | PV @ 10.0% |
| 30% safety price | $16.424 | Margin of safety |
| 50% safety price | $11.731 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $182.74 | $204.72 | $234.69 |
| 10.0% | $160.54 | $176.74 | $197.93 |
| 11.0% | $143.04 | $155.38 | $171.01 |