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RBAZ Bancorp, Inc.
RBAZFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $18.90M | 17.9% | $3.38M | $907.3K | N/A |
| 2027 | $20.79M | 17.9% | $3.72M | $998.0K | $907.3K |
| 2028 | $22.87M | 17.9% | $4.09M | $1.10M | $907.3K |
| 2029 | $25.16M | 17.9% | $4.50M | $1.21M | $907.3K |
| 2030 | $27.67M | 17.9% | $4.95M | $1.33M | $907.3K |
| 2031 | $30.44M | 17.9% | $5.45M | $1.46M | $907.3K |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.90 | 2024-12-31 |
| EPS growth | +39.7% | Forecast years: 5 |
| Future EPS | $10.11 | EPS × (1 + G)^5 |
| Base P/E | 10.7 | P/E |
| Future price | $108.17 | Future EPS × P/E |
| Fair value today | $67.167 | PV @ 10.0% |
| 30% safety price | $47.017 | Margin of safety |
| 50% safety price | $33.584 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -$2.043 | -$0.772 | $0.961 |
| 10.0% | -$3.326 | -$2.389 | -$1.164 |
| 11.0% | -$4.338 | -$3.624 | -$2.721 |