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Pontiac Bancorp, Inc.
PONTFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $62.02M | 24.7% | $15.32M | $17.80M | N/A |
| 2027 | $68.22M | 24.7% | $16.85M | $19.58M | $17.80M |
| 2028 | $75.04M | 24.7% | $18.54M | $21.54M | $17.80M |
| 2029 | $82.55M | 24.7% | $20.39M | $23.69M | $17.80M |
| 2030 | $90.80M | 24.7% | $22.43M | $26.06M | $17.80M |
| 2031 | $99.88M | 24.7% | $24.67M | $28.67M | $17.80M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $0.00 | 2025-12-31 |
| EPS growth | -40.0% | Forecast years: 5 |
| Future EPS | N/A | EPS × (1 + G)^5 |
| Base P/E | 4 | P/E |
| Future price | N/A | Future EPS × P/E |
| Fair value today | N/A | PV @ 10.0% |
| 30% safety price | N/A | Margin of safety |
| 50% safety price | N/A | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | N/A | N/A | N/A |
| 10.0% | N/A | N/A | N/A |
| 11.0% | N/A | N/A | N/A |