Financials in USD. Standardized financial statements.
A compact view of how Pontiac Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Revenue? | $62.02M | $57.79M | $45.73M | $33.86M | $31.56M | $28.10M | $25.58M |
| Revenue Growth? | +7.3% | +26.4% | +35.0% | +7.3% | +12.3% | +9.9% | 0.0% |
| Cost of Revenue? | $18.77M | $18.30M | $10.03M | $2.58M | $2.72M | $3.20M | $3.96M |
| Gross Profit? | $43.25M | $39.48M | $35.70M | $31.29M | $28.84M | $24.90M | $21.62M |
| Gross Margin? | +69.7% | +68.3% | +78.1% | +92.4% | +91.4% | +88.6% | +84.5% |
| Operating Expenses? | $22.60M | $23.74M | $19.82M | $19.64M | $17.03M | $15.01M | $13.30M |
| Operating Income? | $20.65M | $15.74M | $15.88M | $11.64M | $11.81M | $9.90M | $8.32M |
| EBITDA? | $22.41M | $17.40M | $17.08M | $13.15M | $13.22M | $10.93M | $9.38M |
| Income Before Tax | $20.65M | $15.74M | $15.88M | $11.64M | $11.81M | $9.90M | $8.32M |
| Income Tax Expense | $5.35M | $4.01M | $4.15M | $2.81M | $3.01M | $2.48M | $2.09M |
| Net Income? | $15.30M | $11.73M | $11.73M | $8.83M | $8.80M | $7.42M | $6.23M |
| EPS? | $0.00 | $56.52 | $56.75 | $43.19 | $43.05 | $36.38 | $30.66 |
| Diluted EPS? | $0.00 | $56.52 | $56.53 | $43.19 | $42.80 | $36.20 | $30.50 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality