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Pagaya Technologies Ltd.
PGYTechnologyNASDAQIL
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $1.26B | 6.5% | $81.99M | $224.52M | N/A |
| 2027 | $1.42B | 6.5% | $92.32M | $252.81M | $229.83M |
| 2028 | $1.60B | 6.5% | $103.95M | $284.66M | $235.26M |
| 2029 | $1.80B | 6.5% | $117.05M | $320.53M | $240.82M |
| 2030 | $2.03B | 6.5% | $131.80M | $360.92M | $246.51M |
| 2031 | $2.28B | 6.5% | $148.40M | $406.39M | $252.34M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $0.93 | 2025-12-31 |
| EPS growth | +60.0% | Forecast years: 5 |
| Future EPS | $9.752 | EPS × (1 + G)^5 |
| Base P/E | 20.1 | P/E |
| Future price | $196.01 | Future EPS × P/E |
| Fair value today | $121.71 | PV @ 10.0% |
| 30% safety price | $85.195 | Margin of safety |
| 50% safety price | $60.853 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $37.163 | $42.415 | $49.577 |
| 10.0% | $31.868 | $35.741 | $40.804 |
| 11.0% | $27.696 | $30.645 | $34.379 |