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Pacific Financial Corporation
PFLCFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $65.23M | 17.9% | $11.68M | $11.28M | N/A |
| 2027 | $71.75M | 17.9% | $12.84M | $12.41M | $11.28M |
| 2028 | $78.93M | 17.9% | $14.13M | $13.65M | $11.28M |
| 2029 | $86.82M | 17.9% | $15.54M | $15.02M | $11.28M |
| 2030 | $95.50M | 17.9% | $17.10M | $16.52M | $11.28M |
| 2031 | $105.06M | 17.9% | $18.80M | $18.17M | $11.28M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.16 | 2025-12-31 |
| EPS growth | +26.1% | Forecast years: 5 |
| Future EPS | $3.699 | EPS × (1 + G)^5 |
| Base P/E | 10.8 | P/E |
| Future price | $39.945 | Future EPS × P/E |
| Fair value today | $24.802 | PV @ 10.0% |
| 30% safety price | $17.362 | Margin of safety |
| 50% safety price | $12.401 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $42.682 | $46.213 | $51.028 |
| 10.0% | $39.116 | $41.719 | $45.124 |
| 11.0% | $36.305 | $38.287 | $40.798 |