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Oak Valley Bancorp
OVLYFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $81.73M | 29.3% | $23.95M | $24.52M | N/A |
| 2027 | $89.90M | 29.3% | $26.34M | $26.97M | $24.52M |
| 2028 | $98.89M | 29.3% | $28.98M | $29.67M | $24.52M |
| 2029 | $108.78M | 29.3% | $31.87M | $32.63M | $24.52M |
| 2030 | $119.66M | 29.3% | $35.06M | $35.90M | $24.52M |
| 2031 | $131.63M | 29.3% | $38.57M | $39.49M | $24.52M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $2.88 | 2025-12-31 |
| EPS growth | -4.6% | Forecast years: 5 |
| Future EPS | $2.276 | EPS × (1 + G)^5 |
| Base P/E | 10.4 | P/E |
| Future price | $23.668 | Future EPS × P/E |
| Fair value today | $14.696 | PV @ 10.0% |
| 30% safety price | $10.287 | Margin of safety |
| 50% safety price | $7.348 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $122.36 | $130.28 | $141.08 |
| 10.0% | $114.36 | $120.20 | $127.84 |
| 11.0% | $108.05 | $112.50 | $118.13 |