Financials in USD. Standardized financial statements.
A compact view of how Oak Valley Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $81.73M | $89.45M | $87.30M | $66.77M | $55.23M | $50.92M | $47.65M | $44.89M | $41.22M | $36.70M |
| Revenue Growth? | -8.6% | +2.5% | +30.8% | +20.9% | +8.5% | +6.9% | +6.2% | +8.9% | +12.3% | 0.0% |
| Cost of Revenue? | $805,000 | $11.24M | $5.83M | -$231,000 | $336,000 | $3.32M | $2.11M | $2.16M | $1.42M | $1.25M |
| Gross Profit? | $80.92M | $78.21M | $81.46M | $67.00M | $54.90M | $47.61M | $45.54M | $42.73M | $39.81M | $35.45M |
| Gross Margin? | +99.0% | +87.4% | +93.3% | +100.3% | +99.4% | +93.5% | +95.6% | +95.2% | +96.6% | +96.6% |
| Operating Expenses? | $50.27M | $46.02M | $41.16M | $37.31M | $33.22M | $29.86M | $28.85M | $27.38M | $24.57M | $24.32M |
| Operating Income? | $30.65M | $32.19M | $40.31M | $29.69M | $21.68M | $17.74M | $16.69M | $15.35M | $15.24M | $11.14M |
| EBITDA? | $30.65M | $33.29M | $41.40M | $30.84M | $22.82M | $18.94M | $17.78M | $16.53M | $16.36M | $12.39M |
| Income Before Tax | $30.65M | $32.19M | $40.31M | $29.69M | $21.68M | $17.74M | $16.69M | $15.35M | $15.24M | $11.14M |
| Income Tax Expense | $6.74M | $7.24M | $9.46M | $6.79M | $5.34M | $4.06M | $4.20M | $3.81M | $6.15M | $3.47M |
| Net Income? | $23.91M | $24.95M | $30.85M | $22.90M | $16.34M | $13.69M | $12.49M | $11.54M | $9.09M | $7.67M |
| EPS? | $2.90 | $3.04 | $3.76 | $2.80 | $2.01 | $1.68 | $1.54 | $1.43 | $1.13 | $0.95 |
| Diluted EPS? | $2.88 | $3.02 | $3.75 | $2.79 | $2.00 | $1.68 | $1.54 | $1.42 | $1.13 | $0.95 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality