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Northfield Bancorp, Inc.
NFBKFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $184.25M | 1.0% | $1.84M | $52.51M | N/A |
| 2027 | $195.31M | 1.0% | $1.95M | $55.66M | $50.60M |
| 2028 | $207.02M | 1.0% | $2.07M | $59.00M | $48.76M |
| 2029 | $219.44M | 1.0% | $2.19M | $62.54M | $46.99M |
| 2030 | $232.61M | 1.0% | $2.33M | $66.29M | $45.28M |
| 2031 | $246.57M | 1.0% | $2.47M | $70.27M | $43.63M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $0.02 | 2025-12-31 |
| EPS growth | -40.0% | Forecast years: 5 |
| Future EPS | $0.002 | EPS × (1 + G)^5 |
| Base P/E | 576 | P/E |
| Future price | $0.887 | Future EPS × P/E |
| Fair value today | $0.551 | PV @ 10.0% |
| 30% safety price | $0.385 | Margin of safety |
| 50% safety price | $0.275 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $24.207 | $27.403 | $31.761 |
| 10.0% | $20.97 | $23.326 | $26.407 |
| 11.0% | $18.416 | $20.21 | $22.482 |