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Macatawa Bank Corporation
MCBCFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $132.25M | 32.7% | $43.25M | $43.11M | N/A |
| 2027 | $136.35M | 32.7% | $44.59M | $44.45M | $40.41M |
| 2028 | $140.58M | 32.7% | $45.97M | $45.83M | $37.87M |
| 2029 | $144.94M | 32.7% | $47.39M | $47.25M | $35.50M |
| 2030 | $149.43M | 32.7% | $48.86M | $48.71M | $33.27M |
| 2031 | $154.06M | 32.7% | $50.38M | $50.22M | $31.19M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.26 | 2023-12-31 |
| EPS growth | +24.8% | Forecast years: 5 |
| Future EPS | $3.815 | EPS × (1 + G)^5 |
| Base P/E | 9 | P/E |
| Future price | $34.331 | Future EPS × P/E |
| Fair value today | $21.317 | PV @ 10.0% |
| 30% safety price | $14.922 | Margin of safety |
| 50% safety price | $10.658 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $41.189 | $43.98 | $47.785 |
| 10.0% | $38.355 | $40.412 | $43.103 |
| 11.0% | $36.118 | $37.685 | $39.669 |