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Lakeland Financial Corporation
LKFNFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $421.71M | 24.5% | $103.32M | $103.74M | N/A |
| 2027 | $441.95M | 24.5% | $108.28M | $108.72M | $98.84M |
| 2028 | $463.16M | 24.5% | $113.47M | $113.94M | $94.16M |
| 2029 | $485.39M | 24.5% | $118.92M | $119.41M | $89.71M |
| 2030 | $508.69M | 24.5% | $124.63M | $125.14M | $85.47M |
| 2031 | $533.11M | 24.5% | $130.61M | $131.14M | $81.43M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $4.01 | 2025-12-31 |
| EPS growth | +10.4% | Forecast years: 5 |
| Future EPS | $6.576 | EPS × (1 + G)^5 |
| Base P/E | 14.1 | P/E |
| Future price | $92.728 | Future EPS × P/E |
| Fair value today | $57.577 | PV @ 10.0% |
| 30% safety price | $40.304 | Margin of safety |
| 50% safety price | $28.788 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $64.515 | $72.334 | $82.997 |
| 10.0% | $56.585 | $62.35 | $69.889 |
| 11.0% | $50.329 | $54.719 | $60.279 |