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IF Bancorp, Inc.
IROQFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $48.37M | 8.9% | $4.30M | $6.53M | N/A |
| 2027 | $53.21M | 8.9% | $4.74M | $7.18M | $6.53M |
| 2028 | $58.53M | 8.9% | $5.21M | $7.90M | $6.53M |
| 2029 | $64.38M | 8.9% | $5.73M | $8.69M | $6.53M |
| 2030 | $70.82M | 8.9% | $6.30M | $9.56M | $6.53M |
| 2031 | $77.90M | 8.9% | $6.93M | $10.52M | $6.53M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.37 | 2025-06-30 |
| EPS growth | +60.0% | Forecast years: 5 |
| Future EPS | $14.365 | EPS × (1 + G)^5 |
| Base P/E | 18.5 | P/E |
| Future price | $265.76 | Future EPS × P/E |
| Fair value today | $165.02 | PV @ 10.0% |
| 30% safety price | $115.51 | Margin of safety |
| 50% safety price | $82.509 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $19.338 | $24.424 | $31.36 |
| 10.0% | $14.201 | $17.951 | $22.855 |
| 11.0% | $10.152 | $13.007 | $16.624 |