Financials in USD. Standardized financial statements.
A compact view of how IF Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $48.37M | $45.37M | $36.17M | $30.29M | $30.59M | $31.77M | $30.89M | $26.89M | $26.08M | $24.47M |
| Revenue Growth? | +6.6% | +25.4% | +19.4% | -1.0% | -3.7% | +2.8% | +14.9% | +3.1% | +6.6% | 0.0% |
| Cost of Revenue? | $21.90M | $23.29M | $9.85M | $3.02M | $5.02M | $8.82M | $9.26M | $6.07M | $5.34M | $4.68M |
| Gross Profit? | $26.47M | $22.08M | $26.32M | $27.27M | $25.56M | $22.94M | $21.63M | $20.82M | $20.74M | $19.79M |
| Gross Margin? | +54.7% | +48.7% | +72.8% | +90.0% | +83.6% | +72.2% | +70.0% | +77.4% | +79.5% | +80.9% |
| Operating Expenses? | $20.55M | $19.73M | $20.06M | $19.44M | $18.18M | $17.06M | $16.77M | $16.36M | $14.55M | $14.21M |
| Operating Income? | $5.92M | $2.35M | $6.26M | $7.83M | $7.38M | $5.88M | $4.85M | $4.46M | $6.19M | $5.58M |
| EBITDA? | $6.54M | $3.03M | $6.92M | $8.50M | $8.06M | $6.55M | $5.48M | $4.93M | $6.52M | $6.01M |
| Income Before Tax | $5.92M | $2.35M | $6.26M | $7.83M | $7.38M | $5.88M | $4.85M | $4.46M | $6.19M | $5.58M |
| Income Tax Expense | $1.61M | $565,000 | $1.60M | $2.04M | $2.03M | $1.64M | $1.29M | $2.73M | $2.27M | $2.01M |
| Net Income? | $4.30M | $1.79M | $4.66M | $5.78M | $5.35M | $4.25M | $3.56M | $1.74M | $3.92M | $3.57M |
| EPS? | $1.37 | $0.57 | $1.50 | $1.88 | $1.76 | $1.37 | $1.02 | $0.47 | $1.06 | $0.96 |
| Diluted EPS? | $1.37 | $0.57 | $1.46 | $1.84 | $1.74 | $1.35 | $1.01 | $0.47 | $1.06 | $0.95 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality