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Independence Holding Company
IHCFinancial ServicesNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $443.86M | 4.3% | $19.09M | $51.49M | N/A |
| 2027 | $488.25M | 4.3% | $20.99M | $56.64M | $51.49M |
| 2028 | $537.08M | 4.3% | $23.09M | $62.30M | $51.49M |
| 2029 | $590.78M | 4.3% | $25.40M | $68.53M | $51.49M |
| 2030 | $649.86M | 4.3% | $27.94M | $75.38M | $51.49M |
| 2031 | $714.85M | 4.3% | $30.74M | $82.92M | $51.49M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.28 | 2020-12-31 |
| EPS growth | +54.2% | Forecast years: 5 |
| Future EPS | $11.159 | EPS × (1 + G)^5 |
| Base P/E | 32.1 | P/E |
| Future price | $358.21 | Future EPS × P/E |
| Fair value today | $222.42 | PV @ 10.0% |
| 30% safety price | $155.69 | Margin of safety |
| 50% safety price | $111.21 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $137.76 | $149.08 | $164.53 |
| 10.0% | $126.32 | $134.67 | $145.59 |
| 11.0% | $117.30 | $123.66 | $131.71 |