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HV Bancorp, Inc.
HVBCFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $25.74M | 8.7% | $2.24M | $15.45M | N/A |
| 2027 | $28.32M | 8.7% | $2.46M | $16.99M | $15.45M |
| 2028 | $31.15M | 8.7% | $2.71M | $18.69M | $15.45M |
| 2029 | $34.27M | 8.7% | $2.98M | $20.56M | $15.45M |
| 2030 | $37.69M | 8.7% | $3.28M | $22.62M | $15.45M |
| 2031 | $41.46M | 8.7% | $3.61M | $24.88M | $15.45M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.10 | 2022-12-31 |
| EPS growth | -40.0% | Forecast years: 5 |
| Future EPS | $0.086 | EPS × (1 + G)^5 |
| Base P/E | 25.5 | P/E |
| Future price | $2.181 | Future EPS × P/E |
| Fair value today | $1.354 | PV @ 10.0% |
| 30% safety price | $0.948 | Margin of safety |
| 50% safety price | $0.677 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $184.65 | $206.68 | $236.73 |
| 10.0% | $162.39 | $178.64 | $199.88 |
| 11.0% | $144.85 | $157.22 | $172.89 |