Financials in USD. Standardized financial statements.
A compact view of how HV Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue? | $25.74M | $27.92M | $27.55M | $12.42M | $10.71M | $9.79M | $9.91M | $9.18M |
| Revenue Growth? | -7.8% | +1.3% | +121.8% | +16.0% | +9.4% | -1.3% | +8.0% | 0.0% |
| Cost of Revenue? | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $25.74M | $27.92M | $27.55M | $12.42M | $10.71M | $9.79M | $9.91M | $9.18M |
| Gross Margin? | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $1.69M | -$22.40M | -$19.58M | -$8.42M | -$8.34M | -$8.13M | -$7.62M | -$7.63M |
| Operating Income? | $6.84M | $5.52M | $7.97M | $4.00M | $2.37M | $1.66M | $2.30M | $1.55M |
| EBITDA? | $8.34M | $7.08M | $9.19M | $4.38M | $2.60M | $1.85M | $2.49M | $1.77M |
| Income Before Tax | $2.81M | $5.52M | $7.97M | $1.07M | $1.01M | $764,000 | $1.55M | $763,000 |
| Income Tax Expense | $575,000 | $1.46M | $2.20M | $194,000 | $244,000 | $195,000 | $525,000 | $135,000 |
| Net Income? | $2.23M | $4.05M | $5.77M | $879,000 | $770,000 | $569,000 | $1.03M | $628,000 |
| EPS? | $1.10 | $2.04 | $2.84 | $0.43 | $0.38 | $0.26 | $0.54 | $0.33 |
| Diluted EPS? | $1.10 | $1.98 | $2.84 | $0.43 | $0.38 | $0.26 | $0.54 | $0.29 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality