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The Hartford Financial Services Group, Inc.
HIGFinancial ServicesNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $28.26B | 13.6% | $3.84B | $5.76B | N/A |
| 2027 | $29.39B | 13.6% | $4.00B | $6.00B | $5.45B |
| 2028 | $30.56B | 13.6% | $4.16B | $6.24B | $5.15B |
| 2029 | $31.79B | 13.6% | $4.32B | $6.48B | $4.87B |
| 2030 | $33.06B | 13.6% | $4.50B | $6.74B | $4.61B |
| 2031 | $34.38B | 13.6% | $4.68B | $7.01B | $4.35B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $13.32 | 2025-12-31 |
| EPS growth | +28.5% | Forecast years: 5 |
| Future EPS | $46.668 | EPS × (1 + G)^5 |
| Base P/E | 10.1 | P/E |
| Future price | $471.35 | Future EPS × P/E |
| Fair value today | $292.67 | PV @ 10.0% |
| 30% safety price | $204.87 | Margin of safety |
| 50% safety price | $146.33 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $295.06 | $329.67 | $376.87 |
| 10.0% | $259.95 | $285.46 | $318.83 |
| 11.0% | $232.24 | $251.66 | $276.27 |