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Guaranty Bancshares, Inc.
GNTYFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $180.89M | 17.4% | $31.48M | $44.14M | N/A |
| 2027 | $190.48M | 17.4% | $33.14M | $46.48M | $42.25M |
| 2028 | $200.58M | 17.4% | $34.90M | $48.94M | $40.45M |
| 2029 | $211.21M | 17.4% | $36.75M | $51.53M | $38.72M |
| 2030 | $222.40M | 17.4% | $38.70M | $54.27M | $37.06M |
| 2031 | $234.19M | 17.4% | $40.75M | $57.14M | $35.48M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $2.74 | 2024-12-31 |
| EPS growth | +6.2% | Forecast years: 5 |
| Future EPS | $3.701 | EPS × (1 + G)^5 |
| Base P/E | 12.6 | P/E |
| Future price | $46.638 | Future EPS × P/E |
| Fair value today | $28.959 | PV @ 10.0% |
| 30% safety price | $20.271 | Margin of safety |
| 50% safety price | $14.479 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $90.955 | $101.17 | $115.09 |
| 10.0% | $80.604 | $88.133 | $97.978 |
| 11.0% | $72.438 | $78.171 | $85.432 |