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Five Star Bancorp
FSBCFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $255.47M | 24.1% | $61.57M | $71.53M | N/A |
| 2027 | $287.91M | 24.1% | $69.39M | $80.62M | $73.29M |
| 2028 | $324.48M | 24.1% | $78.20M | $90.85M | $75.09M |
| 2029 | $365.69M | 24.1% | $88.13M | $102.39M | $76.93M |
| 2030 | $412.13M | 24.1% | $99.32M | $115.40M | $78.82M |
| 2031 | $464.47M | 24.1% | $111.94M | $130.05M | $80.75M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $2.90 | 2025-12-31 |
| EPS growth | +28.3% | Forecast years: 5 |
| Future EPS | $10.082 | EPS × (1 + G)^5 |
| Base P/E | 12.3 | P/E |
| Future price | $124.00 | Future EPS × P/E |
| Fair value today | $76.997 | PV @ 10.0% |
| 30% safety price | $53.898 | Margin of safety |
| 50% safety price | $38.498 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $114.35 | $125.06 | $139.66 |
| 10.0% | $103.56 | $111.45 | $121.77 |
| 11.0% | $95.054 | $101.06 | $108.68 |