Financials in USD. Standardized financial statements.
A compact view of how Five Star Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $255.47M | $212.20M | $180.70M | $123.79M | $87.82M | $82.96M | $69.63M | $30,000 | $7.16M | $6.92M |
| Revenue Growth? | +20.4% | +17.4% | +46.0% | +41.0% | +5.9% | +19.1% | +232006.7% | -99.6% | +3.4% | 0.0% |
| Cost of Revenue? | $106.73M | $94.19M | $67.50M | $21.55M | $5.67M | $18.18M | $17.14M | $0 | $0 | $0 |
| Gross Profit? | $148.74M | $118.01M | $113.20M | $102.24M | $82.15M | $64.78M | $52.50M | $30,000 | $7.16M | $6.92M |
| Gross Margin? | +58.2% | +55.6% | +62.6% | +82.6% | +93.5% | +78.1% | +75.4% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $65.01M | $53.29M | $46.58M | $39.38M | $35.00M | $27.52M | $22.14M | $6.61M | $6.09M | $5.37M |
| Operating Income? | $83.73M | $64.72M | $66.62M | $62.86M | $47.15M | $37.26M | $30.36M | $618,000 | $1.14M | $649,000 |
| EBITDA? | $86.78M | $66.60M | $68.23M | $64.49M | $47.76M | $37.72M | $30.79M | $0 | $0 | $0 |
| Income Before Tax | $83.73M | $64.72M | $66.62M | $62.86M | $47.15M | $37.26M | $30.36M | $618,000 | $1.14M | $649,000 |
| Income Tax Expense | $22.13M | $19.05M | $18.88M | $18.06M | $4.71M | $1.33M | $1.06M | $407,000 | $285,000 | $136,000 |
| Net Income? | $61.61M | $45.67M | $47.73M | $44.80M | $42.44M | $35.93M | $29.30M | $211,000 | $854,000 | $513,000 |
| EPS? | $2.90 | $2.26 | $2.78 | $2.61 | $2.83 | $2.21 | $15.80 | $0.11 | $0.45 | $0.27 |
| Diluted EPS? | $2.90 | $2.26 | $2.78 | $2.61 | $2.83 | $2.21 | $15.80 | $0.11 | $0.45 | $0.27 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality