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Vanquis Banking Group plc
FPLPFFinancial ServicesOTCGB
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $605.60M | 1.4% | $8.48M | $89.63M | N/A |
| 2027 | $653.44M | 1.4% | $9.15M | $96.71M | $87.92M |
| 2028 | $705.07M | 1.4% | $9.87M | $104.35M | $86.24M |
| 2029 | $760.77M | 1.4% | $10.65M | $112.59M | $84.59M |
| 2030 | $820.87M | 1.4% | $11.49M | $121.49M | $82.98M |
| 2031 | $885.72M | 1.4% | $12.40M | $131.09M | $81.39M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $0.033 | 2025-12-31 |
| EPS growth | +60.0% | Forecast years: 5 |
| Future EPS | $0.343 | EPS × (1 + G)^5 |
| Base P/E | 44.1 | P/E |
| Future price | $15.121 | Future EPS × P/E |
| Fair value today | $9.389 | PV @ 10.0% |
| 30% safety price | $6.572 | Margin of safety |
| 50% safety price | $4.695 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -$3.095 | -$2.319 | -$1.262 |
| 10.0% | -$3.879 | -$3.307 | -$2.56 |
| 11.0% | -$4.498 | -$4.062 | -$3.511 |