Financials in USD. Standardized financial statements.
A compact view of how Vanquis Banking Group plc turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $605.60M | $458.50M | $599.20M | $417.40M | $431.20M | $242.90M | $926.30M | $1.03B | $1.12B | $1.10B |
| Revenue Growth? | +32.1% | -23.5% | +43.6% | -3.2% | +77.5% | -73.8% | -10.3% | -7.7% | +1.6% | 0.0% |
| Cost of Revenue? | $284.85M | $0 | $113.40M | $58.80M | $53.00M | $223.40M | $400.20M | $468.20M | $541.00M | $0 |
| Gross Profit? | $320.75M | $458.50M | $325.00M | $480.70M | $478.70M | $514.80M | $526.10M | $564.50M | $578.30M | $1.10B |
| Gross Margin? | +53.0% | +100.0% | +54.2% | +115.2% | +111.0% | +211.9% | +56.8% | +54.7% | +51.7% | +100.0% |
| Operating Expenses? | $163.67M | $403.80M | $800,000 | $370.60M | $336.50M | $0 | $460.60M | $531.60M | $766.20M | $757.60M |
| Operating Income? | $157.07M | $54.70M | $324.20M | $416.40M | $431.20M | $242.90M | $128.80M | $90.70M | -$1.32B | $425.60M |
| EBITDA? | $173.97M | $0 | $159.40M | $205.40M | $175.70M | $0 | $0 | $0 | -$78.80M | $454.20M |
| Income Before Tax | $8.30M | -$136.30M | -$12.00M | $110.10M | $142.20M | -$37.00M | $128.80M | $90.70M | -$123.00M | $343.90M |
| Income Tax Expense | $299,951 | -$17.00M | $1.60M | $27.80M | $7.60M | $0 | $44.40M | $30.40M | $11.40M | $81.00M |
| Net Income? | $8.70M | -$119.30M | -$6.00M | $77.40M | -$32.10M | -$83.40M | $84.40M | $60.30M | -$134.40M | $262.90M |
| EPS? | $0.03 | $-0.47 | $-0.02 | $0.31 | $-0.13 | $-0.33 | $0.30 | $0.25 | $-0.66 | $1.33 |
| Diluted EPS? | $0.03 | $-0.47 | $-0.02 | $0.31 | $-0.13 | $-0.33 | $0.30 | $0.25 | $-0.66 | $1.32 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality