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First Niles Financial, Inc. PFD SER A
FNFPAFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $13.82M | 6.1% | $843.0K | -$1.73M | N/A |
| 2027 | $15.20M | 6.1% | $927.3K | -$1.90M | -$1.73M |
| 2028 | $16.72M | 6.1% | $1.02M | -$2.09M | -$1.73M |
| 2029 | $18.39M | 6.1% | $1.12M | -$2.30M | -$1.73M |
| 2030 | $20.23M | 6.1% | $1.23M | -$2.53M | -$1.73M |
| 2031 | $22.26M | 6.1% | $1.36M | -$2.78M | -$1.73M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $0.76 | 2025-12-31 |
| EPS growth | -2.6% | Forecast years: 5 |
| Future EPS | $0.666 | EPS × (1 + G)^5 |
| Base P/E | 5 | P/E |
| Future price | $3.331 | Future EPS × P/E |
| Fair value today | $2.068 | PV @ 10.0% |
| 30% safety price | $1.448 | Margin of safety |
| 50% safety price | $1.034 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -$64.57 | -$68.203 | -$73.156 |
| 10.0% | -$60.902 | -$63.58 | -$67.082 |
| 11.0% | -$58.01 | -$60.049 | -$62.632 |