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F.N.B. Corporation
FNBFinancial ServicesNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $2.69B | 21.0% | $565.91M | $377.28M | N/A |
| 2027 | $2.85B | 21.0% | $599.30M | $399.54M | $363.21M |
| 2028 | $3.02B | 21.0% | $634.66M | $423.11M | $349.68M |
| 2029 | $3.20B | 21.0% | $672.11M | $448.07M | $336.64M |
| 2030 | $3.39B | 21.0% | $711.76M | $474.51M | $324.10M |
| 2031 | $3.59B | 21.0% | $753.76M | $502.50M | $312.02M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.56 | 2025-12-31 |
| EPS growth | +23.6% | Forecast years: 5 |
| Future EPS | $4.50 | EPS × (1 + G)^5 |
| Base P/E | 10.9 | P/E |
| Future price | $49.051 | Future EPS × P/E |
| Fair value today | $30.457 | PV @ 10.0% |
| 30% safety price | $21.32 | Margin of safety |
| 50% safety price | $15.228 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $24.365 | $26.469 | $29.337 |
| 10.0% | $22.234 | $23.785 | $25.813 |
| 11.0% | $20.553 | $21.734 | $23.23 |