Financials in USD. Standardized financial statements.
A compact view of how F.N.B. Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $2.69B | $2.57B | $2.23B | $1.61B | $1.33B | $1.44B | $1.54B | $1.45B | $1.23B | $880.00M |
| Revenue Growth? | +4.9% | +15.3% | +38.5% | +20.4% | -7.4% | -6.5% | +6.6% | +17.4% | +40.0% | 0.0% |
| Cost of Revenue? | $1.02B | $1.05B | $728.00M | $229.00M | $99.00M | $331.00M | $374.00M | $299.00M | $195.00M | $123.00M |
| Gross Profit? | $1.68B | $1.52B | $1.50B | $1.38B | $1.24B | $1.11B | $1.17B | $1.15B | $1.04B | $757.00M |
| Gross Margin? | +62.3% | +59.0% | +67.3% | +85.8% | +92.6% | +77.0% | +75.7% | +79.3% | +84.2% | +86.0% |
| Operating Expenses? | $1.01B | $961.00M | $915.00M | $826.00M | $733.00M | $767.00M | $696.00M | $695.00M | $681.00M | $511.00M |
| Operating Income? | $669.36M | $555.00M | $584.00M | $553.00M | $503.00M | $343.00M | $471.00M | $452.00M | $356.00M | $246.00M |
| EBITDA? | $669.36M | $622.00M | $662.00M | $626.00M | $513.00M | $340.00M | $516.00M | $561.00M | $445.00M | $307.00M |
| Income Before Tax | $669.36M | $555.00M | $584.00M | $553.00M | $503.00M | $343.00M | $471.00M | $452.00M | $356.00M | $246.00M |
| Income Tax Expense | $103.97M | $90.00M | $99.00M | $114.00M | $98.00M | $57.00M | $84.00M | $79.00M | $157.00M | $75.00M |
| Net Income? | $565.39M | $465.00M | $485.00M | $439.00M | $405.00M | $286.00M | $387.00M | $373.00M | $199.00M | $171.00M |
| EPS? | $1.57 | $1.27 | $1.32 | $1.23 | $1.24 | $0.86 | $1.17 | $1.13 | $0.63 | $0.79 |
| Diluted EPS? | $1.56 | $1.27 | $1.31 | $1.22 | $1.23 | $0.85 | $1.16 | $1.12 | $0.63 | $0.78 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality