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F & M Bank Corp.
FMBMFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $78.92M | 14.2% | $11.21M | $15.78M | N/A |
| 2027 | $86.81M | 14.2% | $12.33M | $17.36M | $15.78M |
| 2028 | $95.49M | 14.2% | $13.56M | $19.10M | $15.78M |
| 2029 | $105.04M | 14.2% | $14.92M | $21.01M | $15.78M |
| 2030 | $115.55M | 14.2% | $16.41M | $23.11M | $15.78M |
| 2031 | $127.10M | 14.2% | $18.05M | $25.42M | $15.78M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $3.16 | 2025-12-31 |
| EPS growth | +52.7% | Forecast years: 5 |
| Future EPS | $26.235 | EPS × (1 + G)^5 |
| Base P/E | 9.1 | P/E |
| Future price | $238.74 | Future EPS × P/E |
| Fair value today | $148.24 | PV @ 10.0% |
| 30% safety price | $103.77 | Margin of safety |
| 50% safety price | $74.119 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $120.27 | $132.55 | $149.30 |
| 10.0% | $107.87 | $116.92 | $128.76 |
| 11.0% | $98.088 | $104.98 | $113.71 |