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FinWise Bancorp
FINWFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $150.96M | 10.7% | $16.15M | -$34.12M | N/A |
| 2027 | $205.16M | 10.7% | $21.95M | -$46.37M | -$42.15M |
| 2028 | $278.81M | 10.7% | $29.83M | -$63.01M | -$52.07M |
| 2029 | $378.90M | 10.7% | $40.54M | -$85.63M | -$64.34M |
| 2030 | $514.92M | 10.7% | $55.10M | -$116.37M | -$79.48M |
| 2031 | $699.78M | 10.7% | $74.88M | -$158.15M | -$98.20M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.13 | 2025-12-31 |
| EPS growth | +27.6% | Forecast years: 5 |
| Future EPS | $3.822 | EPS × (1 + G)^5 |
| Base P/E | 14.3 | P/E |
| Future price | $54.66 | Future EPS × P/E |
| Fair value today | $33.939 | PV @ 10.0% |
| 30% safety price | $23.758 | Margin of safety |
| 50% safety price | $16.97 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -$100.584 | -$115.224 | -$135.188 |
| 10.0% | -$85.989 | -$96.783 | -$110.897 |
| 11.0% | -$74.519 | -$82.737 | -$93.147 |