Financials in USD. Standardized financial statements.
A compact view of how FinWise Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Revenue? | $150.96M | $97.46M | $86.59M | $90.22M | $81.09M | $43.83M | $35.27M |
| Revenue Growth? | +54.9% | +12.6% | -4.0% | +11.3% | +85.0% | +24.3% | 0.0% |
| Cost of Revenue? | $58.87M | $27.01M | $21.61M | $14.95M | $9.30M | $6.99M | $6.75M |
| Gross Profit? | $92.09M | $70.45M | $64.98M | $75.27M | $71.78M | $36.84M | $28.52M |
| Gross Margin? | +61.0% | +72.3% | +75.0% | +83.4% | +88.5% | +84.1% | +80.9% |
| Operating Expenses? | $70.33M | $53.46M | $41.16M | $39.23M | $29.51M | $21.70M | $15.69M |
| Operating Income? | $21.76M | $16.99M | $23.81M | $36.03M | $42.27M | $15.14M | $12.84M |
| EBITDA? | $21.76M | $22.28M | $27.62M | $38.14M | $43.31M | $16.15M | $13.30M |
| Income Before Tax | $21.76M | $16.99M | $23.81M | $36.03M | $42.27M | $15.14M | $12.84M |
| Income Tax Expense | $5.67M | $4.25M | $6.35M | $10.92M | $10.69M | $3.94M | $3.18M |
| Net Income? | $16.09M | $12.74M | $17.46M | $25.11M | $31.58M | $11.20M | $9.66M |
| EPS? | $1.25 | $0.98 | $1.38 | $1.96 | $3.44 | $1.27 | $0.79 |
| Diluted EPS? | $1.13 | $0.93 | $1.33 | $1.87 | $3.27 | $1.21 | $0.79 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality