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First Farmers Financial Corporation
FFMRFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $214.68M | 23.3% | $50.02M | $53.67M | N/A |
| 2027 | $236.14M | 23.3% | $55.02M | $59.04M | $53.67M |
| 2028 | $259.76M | 23.3% | $60.52M | $64.94M | $53.67M |
| 2029 | $285.74M | 23.3% | $66.58M | $71.43M | $53.67M |
| 2030 | $314.31M | 23.3% | $73.23M | $78.58M | $53.67M |
| 2031 | $345.74M | 23.3% | $80.56M | $86.43M | $53.67M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $7.17 | 2025-12-31 |
| EPS growth | +42.3% | Forecast years: 5 |
| Future EPS | $41.835 | EPS × (1 + G)^5 |
| Base P/E | 9.5 | P/E |
| Future price | $397.44 | Future EPS × P/E |
| Fair value today | $246.78 | PV @ 10.0% |
| 30% safety price | $172.74 | Margin of safety |
| 50% safety price | $123.39 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $134.97 | $153.00 | $177.58 |
| 10.0% | $116.76 | $130.05 | $147.43 |
| 11.0% | $102.41 | $112.53 | $125.35 |