Financials in USD. Standardized financial statements.
A compact view of how First Farmers Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $214.68M | $208.19M | $177.49M | $121.23M | $111.22M | $108.08M | $103.59M | $94.53M | $83.17M | $74.95M |
| Revenue Growth? | +3.1% | +17.3% | +46.4% | +9.0% | +2.9% | +4.3% | +9.6% | +13.7% | +11.0% | 0.0% |
| Cost of Revenue? | $83.88M | $208.19M | $63.64M | $19.28M | $17.46M | $22.92M | $23.17M | $18.17M | $12.98M | $10.61M |
| Gross Profit? | $130.80M | $103.80M | $113.85M | $101.95M | $93.76M | $85.17M | $80.42M | $76.36M | $70.19M | $64.34M |
| Gross Margin? | +60.9% | +49.9% | +64.1% | +84.1% | +84.3% | +78.8% | +77.6% | +80.8% | +84.4% | +85.8% |
| Operating Expenses? | $68.53M | $53.02M | $56.94M | $50.72M | $48.66M | $48.85M | $45.66M | $43.99M | $43.51M | $41.79M |
| Operating Income? | $62.27M | $43.58M | $56.91M | $51.23M | $45.09M | $36.32M | $34.76M | $32.37M | $26.68M | $22.55M |
| EBITDA? | $65.14M | $43.58M | $60.68M | $54.62M | $48.82M | $41.01M | $38.50M | $35.31M | $29.67M | $26.33M |
| Income Before Tax | $62.27M | $42.95M | $56.91M | $51.23M | $45.09M | $36.32M | $34.76M | $32.37M | $26.68M | $22.55M |
| Income Tax Expense | $12.15M | $7.52M | $10.73M | $9.95M | $8.75M | $5.88M | $5.24M | $4.66M | $4.93M | $5.52M |
| Net Income? | $50.12M | $35.43M | $46.18M | $41.28M | $36.34M | $30.44M | $29.52M | $27.71M | $21.75M | $17.03M |
| EPS? | $7.17 | $5.04 | $6.57 | $5.88 | $5.16 | $4.29 | $4.13 | $3.87 | $3.03 | $2.38 |
| Diluted EPS? | $7.17 | $5.04 | $6.57 | $5.88 | $5.16 | $4.29 | $4.13 | $3.87 | $3.03 | $2.38 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality