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First Commonwealth Financial Corporation
FCFFinancial ServicesNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $729.44M | 20.9% | $152.45M | $171.42M | N/A |
| 2027 | $776.13M | 20.9% | $162.21M | $182.39M | $165.81M |
| 2028 | $825.80M | 20.9% | $172.59M | $194.06M | $160.38M |
| 2029 | $878.65M | 20.9% | $183.64M | $206.48M | $155.13M |
| 2030 | $934.88M | 20.9% | $195.39M | $219.70M | $150.06M |
| 2031 | $994.71M | 20.9% | $207.90M | $233.76M | $145.15M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.47 | 2025-12-31 |
| EPS growth | +5.7% | Forecast years: 5 |
| Future EPS | $1.94 | EPS × (1 + G)^5 |
| Base P/E | 11.4 | P/E |
| Future price | $22.11 | Future EPS × P/E |
| Fair value today | $13.729 | PV @ 10.0% |
| 30% safety price | $9.61 | Margin of safety |
| 50% safety price | $6.864 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $27.605 | $31.349 | $36.454 |
| 10.0% | $23.814 | $26.574 | $30.184 |
| 11.0% | $20.823 | $22.925 | $25.587 |