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First Choice Bancorp
FCBPFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $92.50M | 31.3% | $28.95M | $26.64M | N/A |
| 2027 | $101.75M | 31.3% | $31.85M | $29.30M | $26.64M |
| 2028 | $111.93M | 31.3% | $35.03M | $32.24M | $26.64M |
| 2029 | $123.12M | 31.3% | $38.54M | $35.46M | $26.64M |
| 2030 | $135.43M | 31.3% | $42.39M | $39.00M | $26.64M |
| 2031 | $148.98M | 31.3% | $46.63M | $42.90M | $26.64M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $2.47 | 2020-12-31 |
| EPS growth | +3.8% | Forecast years: 5 |
| Future EPS | $2.976 | EPS × (1 + G)^5 |
| Base P/E | 7.5 | P/E |
| Future price | $22.323 | Future EPS × P/E |
| Fair value today | $13.861 | PV @ 10.0% |
| 30% safety price | $9.702 | Margin of safety |
| 50% safety price | $6.93 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $86.814 | $95.197 | $106.63 |
| 10.0% | $78.348 | $84.528 | $92.61 |
| 11.0% | $71.674 | $76.38 | $82.341 |