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Ellington Credit Company
EARNFinancial ServicesNYSEUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $42.57M | 1.0% | $425.7K | $25.54M | N/A |
| 2027 | $47.89M | 1.0% | $478.9K | $28.74M | $26.12M |
| 2028 | $53.88M | 1.0% | $538.8K | $32.33M | $26.72M |
| 2029 | $60.62M | 1.0% | $606.2K | $36.37M | $27.33M |
| 2030 | $68.19M | 1.0% | $681.9K | $40.92M | $27.95M |
| 2031 | $76.72M | 1.0% | $767.2K | $46.03M | $28.58M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | -$0.38 | 2025-12-31 |
| EPS growth | -40.0% | Forecast years: 5 |
| Future EPS | N/A | EPS × (1 + G)^5 |
| Base P/E | 4 | P/E |
| Future price | N/A | Future EPS × P/E |
| Fair value today | N/A | PV @ 10.0% |
| 30% safety price | N/A | Margin of safety |
| 50% safety price | N/A | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $10.722 | $12.595 | $15.149 |
| 10.0% | $8.833 | $10.214 | $12.02 |
| 11.0% | $7.345 | $8.396 | $9.728 |