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CIB Marine Bancshares, Inc.
CIBHFinancial ServicesOTCUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $50.07M | 3.2% | $1.60M | $8.11M | N/A |
| 2027 | $55.08M | 3.2% | $1.76M | $8.92M | $8.11M |
| 2028 | $60.59M | 3.2% | $1.94M | $9.82M | $8.11M |
| 2029 | $66.65M | 3.2% | $2.13M | $10.80M | $8.11M |
| 2030 | $73.31M | 3.2% | $2.35M | $11.88M | $8.11M |
| 2031 | $80.64M | 3.2% | $2.58M | $13.06M | $8.11M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $1.15 | 2025-12-31 |
| EPS growth | -40.0% | Forecast years: 5 |
| Future EPS | $0.089 | EPS × (1 + G)^5 |
| Base P/E | 31.4 | P/E |
| Future price | $2.808 | Future EPS × P/E |
| Fair value today | $1.743 | PV @ 10.0% |
| 30% safety price | $1.22 | Margin of safety |
| 50% safety price | $0.872 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $62.24 | $77.307 | $97.853 |
| 10.0% | $47.022 | $58.131 | $72.658 |
| 11.0% | $35.028 | $43.486 | $54.199 |