California First Leasing Corporation

California First Leasing Corporation provides loans and lease financing for universities, businesses, and other commercial or non-profit organizations. The company was formerly known as California First National Bancorp and changed its name to California First Leasing Corporation in February 2021. California First Leasing Corporation was founded in 1977 and is based in Newport Beach, California.

California First Leasing Corporation trades as CFNB on OTC. The company is classified in Financial Services / Financial - Credit Services and reports in USD.

The current profile places the business in Financial - Credit Services. This section is intended to summarize the operating segments, products, geographies, and main revenue lines from official filings.

Latest available fiscal data shows $26.43M of revenue and $20.27M of net income.

Use this area for management strategy, capital allocation priorities, target markets, and measurable goals from the latest annual report or investor presentation.

The app now provides the structure, but exact strategic claims should come from official company documents before being treated as a finished investment thesis.

California First Leasing Corporation can be compared against peers such as APAC Resources Limited, City of London Investment Group PLC, Exchange Bank (Santa Rosa, CA), First Farmers and Merchants Corporation, First Citizens Bancshares, Inc., First Northern Community Bancorp.

A complete thesis should compare growth, margins, balance-sheet risk, valuation multiples, and market position against direct competitors.

Current signals to investigate include market capitalization of $291.83M, beta of 0.30, and return on equity of +7.9%.

This section should be validated with evidence such as durable margins, brand strength, regulation, switching costs, cost advantage, distribution, or technology.

Key risks should include financial leverage, cyclicality, customer concentration, regulatory exposure, currency risk, and execution risk.

CFNB currently shows total debt of $0 and beta of 0.30. Missing data should be treated as a research gap, not as low risk.

Production-capacity detail is not available as structured data yet. For industrial, defense, semiconductor, or real-estate companies, this should be reviewed from annual reports and investor presentations.

No structured backlog field is available yet. If the company reports backlog, review the relevant filing section before adding it to the thesis.

Use this section for major contracts, product launches, construction projects, acquisitions, or strategic programs that can materially affect valuation.

Recent filings to review: NPORT-P (2026-05-26 00:00:00), 13F-HR (2026-04-28 00:00:00), N-30B-2 (2026-04-28 00:00:00), 40-17F2 (2026-04-10 00:00:00).

Customer concentration is not available as structured data here. Add it from official filings when a company discloses material customers or revenue concentration.

Supplier concentration and critical supply-chain dependencies are not available as structured data here. This should be researched from annual reports and risk disclosures.

Company website: https://www.calfirstbancorp.com

For US-listed stocks, verify the thesis against official filings, earnings call transcripts, and company investor relations materials.