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California BanCorp
CALBFinancial ServicesNASDAQUS
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $114.08M | 19.0% | $21.68M | $28.06M | N/A |
| 2027 | $117.85M | 19.0% | $22.39M | $28.99M | $26.36M |
| 2028 | $121.74M | 19.0% | $23.13M | $29.95M | $24.75M |
| 2029 | $125.76M | 19.0% | $23.89M | $30.94M | $23.24M |
| 2030 | $129.91M | 19.0% | $24.68M | $31.96M | $21.83M |
| 2031 | $134.19M | 19.0% | $25.50M | $33.01M | $20.50M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $2.56 | 2023-12-31 |
| EPS growth | +1.6% | Forecast years: 5 |
| Future EPS | $2.771 | EPS × (1 + G)^5 |
| Base P/E | 9.6 | P/E |
| Future price | $26.606 | Future EPS × P/E |
| Fair value today | $16.52 | PV @ 10.0% |
| 30% safety price | $11.564 | Margin of safety |
| 50% safety price | $8.26 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $29.373 | $35.177 | $43.092 |
| 10.0% | $23.479 | $27.758 | $33.355 |
| 11.0% | $18.828 | $22.086 | $26.213 |