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Bank of the Philippine Islands
BPHLYFinancial ServicesOTCPH
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $271.31B | 25.1% | $68.10B | $74.07B | N/A |
| 2027 | $294.92B | 25.1% | $74.02B | $80.51B | $73.19B |
| 2028 | $320.57B | 25.1% | $80.46B | $87.52B | $72.33B |
| 2029 | $348.46B | 25.1% | $87.46B | $95.13B | $71.47B |
| 2030 | $378.78B | 25.1% | $95.07B | $103.41B | $70.63B |
| 2031 | $411.73B | 25.1% | $103.34B | $112.40B | $69.79B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $5,151.20 | 2025-12-31 |
| EPS growth | +9.4% | Forecast years: 5 |
| Future EPS | $8,072.26 | EPS × (1 + G)^5 |
| Base P/E | 4 | P/E |
| Future price | $32,289.03 | Future EPS × P/E |
| Fair value today | $20,048.95 | PV @ 10.0% |
| 30% safety price | $14,034.26 | Margin of safety |
| 50% safety price | $10,024.47 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $1,322.70 | $1,486.53 | $1,709.93 |
| 10.0% | $1,157.08 | $1,277.86 | $1,435.81 |
| 11.0% | $1,026.50 | $1,118.47 | $1,234.96 |