Financials in USD. Standardized financial statements.
A compact view of how Bank of the Philippine Islands turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $271.31B | $170.08B | $179.52B | $136.72B | $112.45B | $125.95B | $127.17B | $100.47B | $88.83B | $82.49B |
| Revenue Growth? | +59.5% | -5.3% | +31.3% | +21.6% | -10.7% | -1.0% | +26.6% | +13.1% | +7.7% | 0.0% |
| Cost of Revenue? | $87.79B | $62.37B | $41.22B | $18.20B | $15.03B | $24.04B | $34.91B | $23.85B | $17.81B | $15.94B |
| Gross Profit? | $183.52B | $170.08B | $138.30B | $118.52B | $97.41B | $101.91B | $92.26B | $76.62B | $71.02B | $66.55B |
| Gross Margin? | +67.6% | +100.0% | +77.0% | +86.7% | +86.6% | +80.9% | +72.5% | +76.3% | +80.0% | +80.7% |
| Operating Expenses? | $96.17B | $83.13B | $73.09B | $67.15B | $63.88B | $76.14B | $53.91B | $46.80B | $42.33B | $39.74B |
| Operating Income? | $87.22B | $86.95B | $65.21B | $51.37B | $33.54B | $25.77B | $38.36B | $29.82B | $28.69B | $26.81B |
| EBITDA? | $92.91B | $0 | $71.83B | $56.81B | $39.79B | $31.79B | $45.49B | $34.61B | $32.95B | $30.69B |
| Income Before Tax | $87.35B | $79.74B | $65.21B | $51.37B | $33.54B | $25.77B | $38.36B | $29.82B | $28.69B | $26.81B |
| Income Tax Expense | $18.99B | $17.50B | $13.30B | $11.53B | $9.43B | $3.91B | $9.36B | $6.61B | $5.96B | $4.54B |
| Net Income? | $68.12B | $62.05B | $51.69B | $39.60B | $23.88B | $21.41B | $28.80B | $23.08B | $22.42B | $22.05B |
| EPS? | $5157.00 | $4712.00 | $4360.80 | $3221.60 | $1942.40 | $1758.60 | $2342.60 | $1952.20 | $2089.00 | $2056.00 |
| Diluted EPS? | $5151.20 | $4712.00 | $4360.80 | $3221.60 | $1942.40 | $1741.40 | $2346.00 | $1962.80 | $2089.00 | $2056.00 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality