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Santander Bank Polska S.A.
BKZHFFinancial ServicesOTCPL
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | $17.86B | 36.2% | $6.47B | $4.13B | N/A |
| 2027 | $17.43B | 36.2% | $6.31B | $4.03B | $3.66B |
| 2028 | $17.01B | 36.2% | $6.16B | $3.93B | $3.25B |
| 2029 | $16.61B | 36.2% | $6.01B | $3.84B | $2.88B |
| 2030 | $16.21B | 36.2% | $5.87B | $3.74B | $2.56B |
| 2031 | $15.82B | 36.2% | $5.73B | $3.65B | $2.27B |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | $63.32 | 2025-12-31 |
| EPS growth | +24.1% | Forecast years: 5 |
| Future EPS | $186.38 | EPS × (1 + G)^5 |
| Base P/E | 4 | P/E |
| Future price | $745.52 | Future EPS × P/E |
| Fair value today | $462.91 | PV @ 10.0% |
| 30% safety price | $324.04 | Margin of safety |
| 50% safety price | $231.45 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | $706.52 | $759.65 | $832.09 |
| 10.0% | $652.29 | $691.45 | $742.67 |
| 11.0% | $609.43 | $639.25 | $677.02 |